Know how you are doing across savings, debt, budgets, and cash flow at a glance.
Understand your money. Improve it with guidance that acts before problems grow.
FinAI 2.0 turns spending, budgets, goals, debt, and statement imports into one financial health view — with AI coaching that tells you what needs attention and what to do next.
Receive focused coaching on spending, goals, and debt before small leaks add up.
Plan targets, manage loans and cards, and review your month with weekly insights.
A financial coach, not another spreadsheet.
Most people do not need complicated accounting software. They need to know how they are doing, what needs attention, and what action to take next. FinAI 2.0 keeps health, goals, debt, and spending in one place with AI guidance that stays focused on your finances.
See FinAI 2.0 across your money workflow.
Real screens from the latest build — your dashboard, debt center, and AI coaching in one mobile experience.
Everything you need for smarter money decisions.
FinAI 2.0 focuses on the personal finance jobs that matter week after week — from health scoring to goal planning and debt optimization.
Financial health score
See a 0–100 wellness score built from savings ratio, debt load, budget compliance, emergency fund strength, and cash flow stability.
AI Coach
Ask finance-focused questions and get concise coaching based on your spending patterns, budgets, goals, and debt context.
Goal planning
Set targets with dates, priorities, and monthly requirements. Track progress and get AI suggestions to reach goals faster.
Debt center
Manage loans and credit cards, see utilization and payoff timelines, and explore debt strategies like avalanche or snowball.
Spend and budgets
Log expenses and income, set category limits, get budget alerts, and export history as CSV, PDF, or Excel.
Imports and reviews
Import financial statements for review, run manual weekly financial reviews, and surface recurring dues before they hit.
From quick entries to clearer habits.
Use FinAI for the small money decisions that add up: whether to slow spending in a category, prepare for a due payment, or adjust a savings goal.
Track your money movement
Record expenses, income, savings, recurring payments, loans, and cards with simple details.
Check your health and goals
See your financial health score, goal progress, and debt status before month-end surprises.
Review your week and month
Use weekly reviews, history, and summaries to understand where your money went and what changed.
Ask your AI coach
Get practical prompts like which loan to pay first, how to save more, or whether a goal is at risk.
Recap spending, savings, goals, and debt each week.
Generate a manual weekly financial review from the More tab. FinAI summarizes spending, savings, goal progress, debt movement, and suggested next actions using your tracked app data.
- Spending and savings summaries for the week
- Goal and debt progress at a glance
- AI-written recommendations grounded in your data
Ask useful finance questions in plain language.
FinAI is designed for concise personal finance coaching inside the app. It can help summarize spending, explain category changes, suggest budget adjustments, and guide goal and debt decisions based on your tracked data.
- Understand high-spend categories and trends
- Compare income, expenses, savings, and goals
- Get focused guidance without general chatbot clutter
Your money data stays understandable and manageable.
FinAI is designed around practical personal finance tracking, transparent controls, and focused AI guidance that stays inside the app's finance context.
Users can clear tracked app data from settings whenever they need a fresh start.
Account and data deletion request pages are linked from the footer for Play Console compliance.
FinAI is prompted to keep responses short and limited to app-based financial guidance.
Made for people who want clarity, not spreadsheets every night.
FinAI works well for salaried users, families, students, freelancers, and anyone who wants a better view of spending, goals, and debt without building a complex finance system.
For monthly budgets
Plan limits, see safe-to-spend room, and get alerts as categories fill up.
For goals and debt
Track savings targets, loan payoff, and card utilization with AI nudges.
For spending reflection
Look back at categories, weekly reviews, and habits so next month starts clearer.